310-795-0419 stephane@cvmloans.com

Mortgages Made Easy

Whether you are a first time home buyer, real estate investor or looking to purchase that dream home on the water, Clear View Mortgage has the right loan for you.

About

Why Clear View Mortgage?

Easy Application

Apply securely online with our one page loan application.

Competitive Rates

We have aligned ourselves with the most competitive investors in the residential mortgage space

Unparalleled Service

We are committed to closing your loan fast and hassle free with approval in as little as 48 hours.

Fast Funding

I can close your loan fast , sometimes even within a week, so you can get back on track and focus on what really matters.

Afraid you won’t qualify? We are in the business of making your dreams come true and we can help you often when other lenders can’t.

Clearly the Right Choice

Welcome to Clear View Mortgage! Our team of professionals are dedicated to service and getting your loan funded on time. Our goal is to always exceed your expectations and we do this through communication and timely execution. We strive to make the home buying process efficient, stress free and we understand the complexities and common hurdles of the lending environment.

When you work with Clear View you have the confidence to relax throughout the home buying process.

Clear View specializes in jumbo, conventional, FHA, VA, 10/5 year arm products, reverse mortgages and several niche options for the outside the box, self employed borrowers. Do not hesitate to call us for a quick and easy consultation to discuss your loan needs. We take pride in serving the local community and look forward to working with you.

Apply Online

Click here to be redirected to our online loan application

Loan Types

What Type of Loan?

Conventional

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

FHA

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

VA

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

Reverse Mortgage

A reverse mortgage is a type of loan where the homeowner withdraws a portion of their equity but doesn’t have to repay the loan until they leave the house.

Refinance

A reverse mortgage is a type of loan where the homeowner withdraws a portion of their equity but doesn’t have to repay the loan until they leave the house.

Jumbo Loan

A jumbo loan is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA) — currently $510,400 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $765,600).

Conventional Mortgage Loan Calculator

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

3%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

TESTIMONIAL

“Stephane was amazing, he went over and beyond in helping us fund our dream home. He was not only helping us with financing, he was helping us coordinate with the seller, negotiating some terms with the seller and always being there to answer our question and understand some of the concepts involved in the home buying process. He is proactive and got us the pre-approval letter (not pre qualified) under written by a loan-officer so that were absolutely sure on how much we could afford and take full advantage as a buyer in the this super competitive sellers market. He is also realtor and has full knowledge on end-to-end home buying process. I will keep his contact and would recommend everyone and maybe reach out to him again when I want to refi/future transactions.”

Buyer Closed Dec ’21

Lake Forest, CA

GET YOUR PERSONALIZED RATE

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I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.

My business is built on the referrals of satisfied clients. If you or someone you know can benefit from the personal service I provide, please pass my contact information onto them. I truly appreciate your business. Thank you!

contact

Phone - 310-795-0419

Email - stephane@cvmloans.com

© 2023 Clear View Mortgage CA NMLS 1492355 | ALL RIGHTS RESERVED | Stephane Muller NMLS 1969330
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